We're making things simpler. As TMRW is part of UOB, you may use your existing UOB Personal Internet Banking username and password to sign in.
If you're unsure, don't worry, just tap "Sign up".
Thank you for your interest! Simply go to the Google Play Store or Apple App Store and search for "UOB TMRW TH".
Go to the profile icon at the top right corner of the home screen dashboard and select "Password and security".
Go to the profile icon at the top right corner of the home screen dashboard and select "Password and security".
Here is how you can reset your password:
Do you remember your Secure PIN? If yes, follow these steps :
If you do not remember your Secure PIN, then follow these steps :
Please note that you'll be prompted for your TMRW/UOB card number and Card PIN.
If you forgot your Card PIN, please tap "Help" at the bottom of the screen in Step 5. (Estimated 7 business days to retrieve your PIN mailer)"
Here is how you can reset your Secure PIN.
If you have opted for logging in with your Secure PIN, follow these steps:
If you have not opted for logging in with your Secure PIN, follow these steps:
If you have forgotten your username, don't worry. Here's how you can retrieve it:
Do you remember your Secure PIN? If yes, follow these steps :
If you do not remember your Secure PIN, then follow these steps :
Please note that you'll be prompted for your TMRW/UOB card number and Card PIN.
If you forgot your Card PIN, please tap on "Help" at the bottom of the screen in Step 5. (Estimated 7 business days to retrieve your PIN mailer)
Certainly. You may use your existing UOB Debit or Credit Card PIN to set up the Secure PIN to authorise TMRW banking transactions.
The SMS One-Time Password (OTP) may have been sent to any previous number already registered with UOB, prior to your application. Call the UOB Contact Center: 02-285-1555 for assistance
You cannot change your username once that's been set up. However, if you forgot your username, please follow these steps to recover it:
Do you remember your Secure PIN? If yes, follow these steps :
If you do not remember your Secure PIN, then follow these steps :
Please note that you'll be prompted for your TMRW/UOB card number and Card PIN.
If you forgot your Card PIN, please tap on "Ask for a PIN mailer" at the bottom of the screen in Step 5. (Estimated 7 business days to retrieve your PIN mailer)
You cannot reset your username. If you would like to reset your password, follow these steps:
Do you remember your Secure PIN? If yes, follow these steps :
If you do not remember Secure PIN, then follow these steps :
Please note that you'll be prompted for your TMRW/UOB card number and Card PIN.
If you forgot your Card PIN, please tap "Ask for a PIN mailer" at the bottom of the screen in Step 5. (Estimated 7 business days to retrieve your PIN mailer)
There are two types of PINs :
UOB Cash Plus is a line of credit product which offers cash loan to customers with flexible payments and instalment repayment options. You can drawdown on your Cash Plus credit limit through UOB TMRW app and we will disburse your cash loan into your UOB savings account. You can also use your UOB Cash Plus card to withdraw cash from ATM and do 0% instalment plans up to 36 months at participating merchants.
Here’s how you can repay your UOB Cash Plus loans. Log into UOB TMRW and go to UOB Cash Plus account > tap "Make a repayment" > Choose account > Select amount > Choose payment date > Review all details and confirm. You can choose to pay minimum payment, due amount, or other preferred amount.
TMRW Cash Plus is changed to UOB Cash Plus now. You can still use your loan amount as usual. Also, you can use your UOB Cash Plus card to withdraw cash from ATM and do installment plan at participating merchants.
Yes, you can! To set a limit, navigate to your desired card and tap on "Services". Under "Transaction limits", tap on "Set card spending limits". You can change your in store and online purchases limits by entering your desired limit amount and select "Confirm". Authenticate this change with your Secure PIN.
Log in to UOB TMRW and view your TMRW Everyday Account balance. Tap on "TMRW Everyday Account" to view your recent transactions.
However, eStatement is not available for passbook account and loan accounts.
The wait is over! You can now search/ view/ redeem rewards, or pay your credit card transaction using your credit card points.
Alright! You can search your favourite deals at Rewards+ by
That's easy! Just tap to select your e-voucher from My Rewards and use e-voucher code on merchant app or show it to the merchant to scan.
To use your coupon online, tap your coupon to get code. To use your coupon at the merchant, go to your coupon and tap "Use it now", and ask merchant for redemption code.
You can redeem rewards using your credit card points.
To do cash rebate
Log into UOB TMRW > go to Rewards+ > scroll down to find and tap to select a cash rebate card > select credit card to redeem > review and swipe to confirm.
Cashback will be redeemed to your credit card within 3 business days.
You can redeem mileague by logging into UOB TMRW > go to Rewards+ > travel icon > select your deal >select credit card to redeem > add quantity > review and swipe to confirm. You will need to register your loyalty program membership before your redeem your mileage.
To see your earned and redeemed points, Go to Rewards+ > My Rewards > select your credit card, coupon, or voucher > tap "history" at the top right corner.
Go to Rewards+ > tap to select your merchandise > select credit card to redeem > add quantity > fill delivery address > review and swipe to confirm.
Merchandised will be delivered within 7 business days. The merchant will contact you with delivery details.
You can pay your credit card transaction using your credit card point.
Go to credit card account > transaction tab > Pay with Points > select transaction(s) > swipe to confirm
The pay-with-points amount will deduct your balance payment immediately. But it might take 3 days to update the data in app. After you pay your transaction with points, you can pay your remaining balance as usual.
Search overseas deal easily by selecting country and the top right of "Rewards+" screen. Scroll down or choose category to view deals.
UOB rewards points cannot be transferred between UOB credit cards, but they can be redeemed for another loyalty program, such as The 1 point.
Conversion of Rewards Points usually takes 5-15 days. Please check your frequency flyer or loyalty membership program for updates.
Sorry. You cannot pay the rest with your card if you don't have enough points.
Your coupon or voucher from other marketing campaign will not be in your "My Rewards".
Your points were expired already? Sorry to hear that. You can log into UOB TMRW and initiate a chat with our agent to get help on this.
You haven't used your rewards? Please log into UOB TMRW and chat with us to help you on this.
Points earned from supplement card spending will be accumulated to the primary card.
Log into UOB TMRW App and proceed following steps
You can pay your Car2Cash loan, just log into UOB TMRW app, tap "Make a repayment" button to pay you Car2Cash loan > select saving account > review and confirm the payment. Or you can see terms of installment payment, please refer to the below link and see section no.5. https://www.uob.co.th/web-resources/pdf/personal/factsheet/uob-fact-sheet-cars-for-cash-oct-22.pdf
Sure! You can find your Car2Cash account details including remaining amount due,balance, due date, payment amount, or interest rate by tapping Car2Cash account in your dashboard or at the invoice statement sent to your postal address.
Of course! To pay your Home Loan, Just log into UOB TMRW app, go to home loan account > tap "Make a repayment" button > select saving account > review and confirm the payment. Or you can see other payment options from the link. https://www.uob.co.th/personal/loans/housing/payment.page
You can find your Home Loan account details including outstanding balance, due date, payment amount, or interest rate by tapping Home Loan account in your dashboard.
If you want to know more detail about UOB Home Loan, please visit the website. https://www.uob.co.th/homeloan/
You can apply these follow products via UOB TMRW application.
Saving account
Credit Card
Loan
We prepare packages that suit your life style, if you enjoy Cashback, select Smart Cashback, love reward redemption: Smile Rewards, or frequent traveler: Power Miles. Or you can choose the product you like, you can do product mix and match on your own too.
If you are a new customer applying via UOB TMRW app, you will need to open saving account in order to apply credit card, or to open saving account and apply credit card together in order to apply UOB CashPlus. If you already have a credit card, you can log in UOB TMRW app and apply credit card or UOB CashPlus at the "Services" menu.
Yes, you can choose not to get debit card.
We suggest you choose a branch you'll visit most frequently. If you go to a branch in another region, your transactions may incur extra fees. You can choose the preferred branch one time only, you cannot change it later.
That depends. To avoid delays, please verify your identity at any of our authentication points as soon as possible. We'll do various background checks after that, and inform you immediately once your account is successfully opened. We appreciate your patience on this.
Download the UOB TMRW App and tap "Start banking with UOB" followed by "Sign up" in the subsequent page. If you are an existing UOB customer. Your username and password remains the same as your UOB Personal Internet Banking.
That's OK. You can upload your documents at a later time, as long as it is within 14 days upon submission of your application.
Download the UOB TMRW App and tap "Start banking with UOB" and "Sign up" in the subsequent page to register for a new account.
To comply with regulations, you cannot apply for a TMRW Credit Card on its own if you are new to TMRW. If you want to apply for a TMRW Credit Card, sign up for a TMRW Account, not any other saving account types.
Both accounts have different eligibility requirements. Don't worry, you can get a Debit Card as part of successfully opening a Saving Account if you choose Debit Card during sign up.
Oh no, sorry to hear that your UOB CashPlus application is not approved at this time. Please try to reapply for UOB CashPlus at a later again after 3 months.
You can set your unique Card PIN via UOB TMRW app.
If you are holding a TMRW Debit Card, here's how:
If you are holding a TMRW Credit Card, here's how:
If you are holding a UOB Debit card, you would have the PIN mailed to you. You may also use UOB TMRW app to set your Card PIN, here's how:
If you are holding a UOB Credit card, you would have the PIN mailed to you. You may also use UOB TMRW app to set your Card PIN, here's how:
Yes, there is. You may upload them within 14 days upon submission of your application. After that, it will automatically expire.
You need to have saving account in order to apply for a credit card. Hence, if your saving account application is not successful, your credit card application cannot be approved.
Have you been waiting for it for more than 7 days? If so, perhaps a Live Chat agent can help you better on this. Please log in to UOB TMRW and connect with us!
If all’s good, within 7 business days - that's how fast it takes for you to receive your card via mail, after the application is approved.
Have you been waiting for it for more than 7 days? If so, perhaps a Live Chat agent can help you better on this. Please log in to UOB TMRW and connect with us!
The minimum eligibility requirements for opening a saving account are:
Age : You should be 20 years and above. Nationality : You are a Thai national and you are not born in the US nor a US resident. Income : If you are applying for a savings account only, there is no minimum income required. However, if you are interested in applying for a savings account and a credit card, then you are required to have a minimum income depends on the card you are applying.
To apply for a saving account, you will need your National ID card.
If you are applying for both a saving account and credit card, you will additionally need to prepare these documents:
Salaried Employee
Self-Employed
You will need to submit your National ID card and income document
For Income Document : Salaried Employee
Self-Employed
You must be 20 years old and above, a Thai citizen, have a minimum monthly income of THB15,000.
In order to make your sign up journey smooth, please study NDID conditions listed below.
At present, we do not offer this service. Customers can sign up other UOB products at our branches nationwide.
The providers list on the screen are the ones you are already enrolled NDID with. If you are not having one, tap below screen to see more eligible NDID providers that you have saving account.
Please login to the provider’s mobile application and check for the registration status, ensure that you have already applied for NDID, and all information is correct.
At present, we do not offer NDID Registration service to verify identity for other providers. Customers may registered NDID with other providers or service provider and sign up using NDID that registered with other providers
NDID Providers are
For security reasons, please log out after you complete your transactions. To Log out of the app, go to Profile icon > Log out.
You can cancel NDID authentication and change the authentication option up to 5 times. This problem may occur because you have exceeded the number of retries. For security reasons, we cannot proceed with the application. Don’t worry, you can restart your application again.
Yes, UOB TMRW provide 2 options to authenticate which are 1) NDID and 2) Kiosk. If you change your mind after selecting NDID, you can change for 5 times at maximum.
Yes, there is requirement for customers to complete authentication within 60 minutes.
Here is how you do it:
NDID is a platform to provide identity authentication (eKYC) that allows customers to do 100% online transactions such as eOpen Accounts, Digital Lending. Customers can now sign up TMRW product and authenticate using NDID.
Customers can now sign up TMRW product and authenticate using NDID with following steps:
No worries! You can restart your verification once you are ready.
That’s ok. NDID Providers are
Please login to the provider’s mobile application and check for the registration status, ensure that you have already registered for NDID.
It could be due to the fact that we couldn’t find your details from your selected NDID provider or may be the provider doesn’t have your latest information or your ID number doesn’t match between data you fill in UOB TMRW and data at NDID provider.
Make sure you have an account with this provider and your information is updated and correct. Kindly contact your NDID provider and update information before authenticate again.
Meanwhile, you can try NDID with another provider or choose the kiosk verification option.
The technical issue came up because the data may be incorrect or there was a problem with network connectivity. Please try again, or choose another NDID provider, or verify yourself at a kiosk.
Oh.. It seemed you didn’t put the correct OTP. No problem, you can try again or choose another provider, or verify yourself at our TMRW kiosk.
To check your TMRW/UOB Account application status, follow these steps:
To check your TMRW/ UOB Credit Card application status, follow these steps:
You can buy, sell or switch mutual funds via UOB TMRW app after logging in then tapping "Wealth" and "Explore and Invest" for buy mutual fund. Or tap on "Investments" to sell or switch. For customers who already have mutual fund account with UOB, you can register to use the app right away.
You must have UOB mutual fund account and UOB savings account then you can register for UOB TMRW app. You need to be 20 years old and above to invest.
Yes, foreigners can invest except for citizens or permanent residents of any US state or US territory.
You can start with just THB 1 depending on each fund. Customer can buy SSF/RMF from UOBAM with UOB credit card with a minimum of THB 1,000.
You can do a one-time investment or invest monthly. It's up to you.
Monthly payments are suitable for investors who want to save or invest for the long term. By gradually investing monthly, you can spread out the costs to reduce risk of buying in at a high entry price and reduce the need to use up a large sum amount in one time.
Yes, you will need to. This allows us to assess your level of financial knowledge as you start your investment journey with us.
There are two ways to kick start your investment journey with UOB. We make it simple and easy for you to choose the right option that suits your needs.
UOB recognise the importance of balancing risks and returns. Our unique UOB Risk-First Approach first identifies how much risk you are able and willing to take, before considering the returns you would like to achieve. This way, you avoid taking excessive risk in your journey towards your financial goals. We have various solutions serving different investment objectives – liquidity, income or growth.
Anytime you like on UOB TMRW! The Net Asset Value (NAV) of each fund is updated every business day. Even if you don't monitor your funds daily, rest assured that our fund managers do so 24/7. They proactively manage your funds and rebalance the underlying investments when necessary.
The dividend share class fund will have a regular payout for onshore funds. The dividend will be credited to your UOB savings or current account that is linked to your mutual fund account. While dividend share class funds for offshore fund will be reinvested into money market fund in the same currency with offshore dividend share class funds (USD or EUR).
Yes, you will receive monthly market and fund reviews - these can be viewed when you tap on 'Wealth' in UOB TMRW. Find out what the asset managers say about the solutions before deciding on your next course of action.
Yes, you can sell/redeem the fund in full amount or partially. For partial redemptions, you must meet the minimum redemption requirement and maintain a minimum holding based on each fund's requirement. By doing the redemption in amount, the value you inputted is an estimated amount. The confirmed amount you eventually get may be different depending on the Fund's NAV.You should always refer to the prospectus of your fund holding for the minimum holding requirement.
Before selling your investment units in RMF, SSF, SSFX or LTF, you will need to take a short questionnaire on tax-deductible funds. This is to ensure that you have read and understood the investment conditions, breaches of investment conditions and tax benefits before proceeding.
For tax-deductible funds, your redemption transaction will be unsuccessful if the transaction is submitted after the cut off time of the transaction effective date or on Fund Holiday.
In addition, some Asset Management Company may not allow client to redeem tax-deductible fund via UOB TMRW, please contact to branch to place redemption order.
To terminate, follow these steps:
After the asset management company allocates investment units. The transaction status will change to 'Successful' for a period of 3-5 business days, depending on each mutual fund that detail is stated in prospectus.
You will receive a confirmation letter for every successful transaction. You can view the status of your orders via UOB TMRW app. It takes 3-5 business days, depending on each mutual fund that detail is stated in prospectus.
To make changes, follow these steps:
Updates will be applied to your next scheduled transaction. If your transaction is scheduled on the day of change of the scheduled monthly investment, the original amount may still be debited.
You can't cancel mutual fund transaction that placed via UOB TMRW.
You can only cancel buy transaction at any UOB branch before the cut off time of the transaction effective date, subjected to fund house approval.
Once a cancellation has been made successful, the money will be credited to your UOB account immediately
If your buy and sell transactions were made on a fund trading day, they will be updated within 3 business days. For switch transactions, it will be take up to 6 business days.
Investors will only be required to pay the fee charge for some funds stated by Asset Management Company as mentioned in the fund prospectus.
There is no annual platform fee.
Besides the sales charge that is charged upfront at subscription, the asset manager of the fund will also charge an Annual Management Fee for managing the fund.
Other fees include administrative costs of maintaining the fund such as custodian, trustee and accounting fees.
These fees would be deducted from your fund’s Net Asset Value (NAV) and of no additional cost to you.
You should always refer to the prospectus of the mutual fund available from the fund managers or its distributors, to understand the type of fees charged and the amount of fees payable.
Investment in mutual funds involves risk. The value of units in the funds, and any income accruing to the units from the funds, may fluctuate.You should read the prospectus of the mutual funds which sets out the risk associated with investing in the mutual fund before making any investment.
You should read all of the documents applicable to the mutual fund, including the fund prospectus, fund factsheet and product highlight sheet before making any investment.
If you can't trade mutual fund, you can contact TMRW Contact Center staff via Live Chat in UOB TMRW app or contact 02-285-1555 or inquire at any UOB branch.
You can view your transaction history by tapping "Wealth" menu and selecting "Your Transactions."
Customers who have UOB savings account and have UOB mutual fund account.
For buying offshore mutual fund, you must have USD or EUR deposit account and open for offshore mutual fund account. You can inquire with you Relationship Manager or UOB branch.
Wealth Portfolio View will allow you to track your investments and view your portfolio performance, including deposits, mutual fund investments, and insurance,in one place
Total cash available displayed in UOB TMRW is all your deposit holdings including joint account.
The amount of such mutual funds includes only mutual funds and does not include private funds and provident funds
You can view profit and loss estimates from the UOB TMRW at Wealth Portfolio View, tapping ">" at Investments. The profit and loss will be displayed in both amount (THB) and percentage (%) since the beginning of investment.
Wealth Portfolio View feature will only display information for mutual funds that are held within UOB accounts. It will not show information about mutual funds that a customer may have invested in through other banks or financial institutions. This means that customers who have invested in mutual funds with other banks will need to consult those banks directly for information about those investments.
UOB TMRW will display the English name of the normal fund and the tax deduction fund in the same name. The bank's system will separate the mentioned funds, with Tagged stating the word Tax-deductible in order to specify that it is a LTF, SSF, or RMF fund at the fund detail screen. UOB TMRW consolidate funds with the same name in order to show your consolidated investment..
The UOB TMRW system combines funds with the same name to allow clients to see the total amount invested in that fund in the total investment value screen. There is a separate detail to show amount of investment you have for each account on the fund details screen.
UOB TMRW cannot open an account for you, please contact UOB branches that are near your location.
Please use the following for finding your nearest branches.
https://www.uob.co.th/en/personal/locator/locator-en.html
Investors can request documents for investment unit purchases from your Relationship Manager or UOB branch.
Investors can request documents for investment unit purchases from your Relationship Manager or UOB branch.
You can check fund information, including any fees related to mutual fund such as management fees, administrative fees, and other expenses at the fund factsheet.
The UOBAM Asset Management uses the English name of the normal fund and the tax deduction fund in the same name. The bank's system will separate the mentioned funds, with Tagged stating the word Tax-deductible in order to specify that it is a LTF, SSF fund, while the RMF fund has the word Retirement Mutual Fund or RMF. Furthermore, UOB TMRW system consolidates funds with the same name in order to show the consolidated investment in total investment view with the detailed separation for description of investment to indicate the kind of mentioned funds.
Investors can request a tax deductible fund purchase certificate from the asset management company where the investor purchases the tax deductible fund. You can contact
Proceeds from the redemption of investment units will be returned to investors at different timeline depending on the funds. Some funds will be returned on the same day that the unit allocation is completed. Some funds will be returned later than the successful allocation date. You can check the date of refund from the Fund Fact Sheet.
Asset management company or the bank will transfer the money of the redemption to the bank account specified by the customer to receive the redemption money. This may be a savings account of another bank; therefore, please contact the officer to check the details of the deposit account used to receive the redemption money.
If the customer closes the deposit account used to receive the sale proceeds back, the asset management company or the bank will issue a cash check to the customer at the address that the customer has given to the asset management company. In case the check is lost, customer can contact the asset management company to request the issuance of a new cash check.
The total asset value shown in Wealth Portfolio View feature will be updated after the allotment of the mutual funds. The timeline of allotment will depend on individual funds and can be found in Fund Factsheet.
The net asset value displayed on the UOB TMRW is updated every day at 9:00 AM for UOB Thailand. This may cause a difference in the net asset value displayed on the UOB TMRW compared to that shown in Asset Management Companies at other times of the day. We strive to provide the most accurate and up-to-date information to our customers through regular updates.